Insurance Policy not vitiated because of unrelated pre-existing illness

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DID YOU KNOW that in an insurance claim, the application of the exclusionary clause in light of a pre-existing illness may be avoided if the consumer forum finds that the alleged pre-existing illness is completely unrelated to the illness which triggered the application of the insurance policy?

DID YOU ALSO KNOW that our office successfully represented a professional sportsman in an original complaint before the NCDRC against an insurer who repudiated the complainant’s insurance claim on the ground that the injury suffered by the person was pre-existing and not disclosed before issuance of the policy?

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